In our last post, we talked about how individual line of business costs have come back in line with employer healthcare costs (see Exhibit 1). In that piece, we discussed that one possible reason for this could be that individuals buying insurance for the first time under the new provisions of the Affordable Care Act…
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The question for the future of the private insurance system is this: are employers’ efforts to control healthcare costs futile? Recent data from the S&P Healthcare Claims Indices would suggest that this may actually be the case. According to the indices, costs for self-insured employers, known as Administrative Services Only (ASO) in the healthcare industry,…
The Affordable Care Act (ACA), signed on March 23, 2010, by President Barack Obama, has often been described as legislation to 1) make healthcare and health insurance more affordable, and 2) make health insurance more broadly available to Americans. Key parts of the ACA have been discussed relentlessly in the market, in particular the requirements…
On May 27th, 2014 an article appeared in the Wall Street Journal titled “New Costs From Health Law Snarl Union Contract Talks”. This article provides an interesting insight into the challenges both employers and Unions face under the Affordable Healthcare Act as they try to determine the future cost of health plans that have been…
An article published Friday in Healthcare Payer News, “How health inflation could slow, or rise, in 2014” indicates a projected 6.5% increase in the large employer medical inflation for 2014 by PWC Health. As can be seen by the S&P Healthcare Claims Indices, an index series comprised of claims data provided by leading insurers in…
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