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In our last post, we talked about how individual line of business costs have come back in line with employer healthcare costs (see Exhibit 1). In that piece, we discussed that one possible reason for this could be that individuals buying insurance for the first time under the new provisions of the Affordable Care Act…
There are many in the healthcare market who have speculated that the Affordable Care Act (ACA) was doomed to fail due to high-cost individuals with pre-existing conditions driving up the average cost of care, while the healthy population that needed to support the cost of care for the sick remained on the sidelines with little-to-no…
