CONTRIBUTOR
Contributor Image
harry_chemay

Harry Chemay

Co-Founder & CEO, Clover.com.au

Harry Chemay is co-founder and CEO of Clover.com.au, a ‘robo-advice’ Automated Investment Service that aims to engage Australians with their finances earlier in life. He has over 18 years of experience across both wealth management and institutional asset consulting.
Full Bio
Dec 14, 2015

Investing and the Paradox of Skill

With the release of the latest SPIVA® Cross-Country Comparison results, the debate between active and passive investment management has once again ignited.  Proponents of passive management point to the SPIVA data as evidence of the inability (in aggregate) of asset managers worldwide to beat relevant passive indices over meaningful periods of time.  Meanwhile, proponents of…

READ

Jun 22, 2015

Tax-Aware Shift in Superannuation

This is the fourth blog in a series on the evolution of Australia’s tax-aware investment management (TAIM) landscape. The Super System Review of the superannuation industry was completed in mid-2010, a year after the industry crossed the AUD 1.1 trillion asset mark. The Review included an observation that although taxes are often the single biggest…

READ

Jun 10, 2015

Tax-Aware Superannuation – A Closer Look at Dividends

This is the third blog in a series on the evolution of Australia’s tax-aware investment management (TAIM) landscape. Large asset owners, including statutory authorities, university endowments, and charitable bodies dominate the Australian investment landscape.  However, the largest asset owners by asset size are the 260-odd superannuation funds who collectively manage some 60% of Australia’s ~AUD…

READ

Jun 3, 2015

Historical Impact of Australian Taxes on Returns

This is the second blog in a series on the evolution of Australia’s tax-aware investment management (TAIM) landscape. One historical record of the impact of taxes on returns in Australia is the annual Russell Investments/Australian Securities Exchange (ASX) Long-term Investing Report, which measures pre- and post-tax returns for various asset classes over 20-year periods.  The…

READ

Jun 1, 2015

Tax-Aware Australia: An Idea Whose TAIM Has Come?

This is the first blog in a series on the evolution of Australia’s tax-aware investment management (TAIM) landscape.   In 1999, a new method of calculating Capital Gains Tax (CGT) was introduced in Australia, with assets acquired after its commencement taxed on the basis of time held and type of taxpayer. Assets held for less…

READ


Sign up to receive Indexology® Blog email updates