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Jack Towarnicky

Executive Director, Plan Sponsor Council of America

J. M. (Jack) Towarnicky is a benefits attorney currently serving as Executive Director of the Plan Sponsor Council of America. Previously, Jack served for 35 years in human resources/benefits leadership and compliance roles at five different Fortune 500 firms.
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Oct 31, 2017

S&P STRIDE Target Date Funds: Making STRIDEs in Evaluating the Performance of Retirement Solutions

Back in the Great Recession of 2008-2009, participants experienced a dramatic stock market decline.  The S&P 500 index had a “peak-to-trough” decline of 51 percent! Coincidentally, many retirees and near-retirees were gaining their initial experience with something called a Qualified Default Investment Alternative (QDIA). The QDIA is a “safe harbor” (Department of Labor Regulation 29…

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