Tag Archives: insurance

In Small Caps, Financials Rise Most From GDP Growth

On Friday morning the GDP (Gross Domestic Product) for Q2 2018 is set to be announced, and the consensus estimate from the Wall Street Journal survey of more than 60 economists is at 4.1%, the highest (actual) growth since Q3 2014.  Although forecasts greatly vary this quarter, the main factors likely influencing growth are tax policy, retail Read more […]

On the Use of Bond ETFs by Insurance Companies

Recently, S&P Dow Jones Indices published an analysis on the use of exchange-traded funds (ETFs) by U.S. insurance companies in their general accounts. This blog post provides additional details on the investments in Bond ETFs by insurance companies. The original analysis noted that of the USD 27.2 billion insurance companies invested in ETFs, companies invested Read more […]

Unconventional Sources of Retirement Income

The three pillars of conventional retirement income are social security retirement benefits, pensions from employment, and personal savings. There are, however, other potential sources of retirement income that are not mentioned often enough. These include (a) the cash value of one’s whole life insurance policy, (b) the home equity value of one’s residence, and (c) Read more […]

Fear Gauge Spikes: Let’s Play Hot Potato

For what risk does the commodity investor get paid? At what point is the fear gauge so high the risk gets passed like a hot potato? The answers to these questions will help explain why post the global financial crisis there has been a link between VIX spikes and commodity losses. Let’s address the first Read more […]