[{"display":"Tim Edwards","title":"Managing Director, Index Investment Strategy","image":"\/wp-content\/authors\/timothy_edwards-535.jpg","url":"https:\/\/www.indexologyblog.com\/author\/timothy_edwards\/"},{"display":"Hamish Preston","title":"Head of U.S. Equities","image":"\/wp-content\/authors\/hamish_preston-512.jpg","url":"https:\/\/www.indexologyblog.com\/author\/hamish_preston\/"},{"display":"Anu Ganti","title":"U.S. Head of Index Investment Strategy","image":"\/wp-content\/authors\/anu_ganti-505.jpg","url":"https:\/\/www.indexologyblog.com\/author\/anu_ganti\/"},{"display":"Fiona Boal","title":"Managing Director, Global Head of Equities","image":"\/wp-content\/authors\/fiona_boal-317.jpg","url":"https:\/\/www.indexologyblog.com\/author\/fiona_boal\/"},{"display":"Phillip Brzenk","title":"Managing Director, Global Head of Multi-Asset Indices","image":"\/wp-content\/authors\/phillip_brzenk-325.jpg","url":"https:\/\/www.indexologyblog.com\/author\/phillip_brzenk\/"},{"display":"Wenli Bill Hao","title":"Director, Factors and Dividends Indices, Product Management and Development","image":"\/wp-content\/authors\/bill_hao-351.jpg","url":"https:\/\/www.indexologyblog.com\/author\/bill_hao\/"},{"display":"Howard Silverblatt","title":"Senior Index Analyst, Product Management","image":"\/wp-content\/authors\/howard_silverblatt-197.jpg","url":"https:\/\/www.indexologyblog.com\/author\/howard_silverblatt\/"},{"display":"Michael Orzano","title":"Head of Global Exchanges Product Management","image":"\/wp-content\/authors\/Mike.Orzano-231.jpg","url":"https:\/\/www.indexologyblog.com\/author\/mike-orzano\/"},{"display":"John Welling","title":"Senior Director, Head of Global Equity Indices","image":"\/wp-content\/authors\/john_welling-246.jpg","url":"https:\/\/www.indexologyblog.com\/author\/john_welling\/"},{"display":"Maria Sanchez","title":"Director, Sustainability Index Product Management, U.S. Equity Indices","image":"\/wp-content\/authors\/maria_sanchez-527.jpg","url":"https:\/\/www.indexologyblog.com\/author\/maria_sanchez\/"},{"display":"Shaun Wurzbach","title":"Managing Director, Head of Commercial Group (North America)","image":"\/wp-content\/authors\/shaun_wurzbach-200.jpg","url":"https:\/\/www.indexologyblog.com\/author\/shaun_wurzbach\/"},{"display":"Silvia Kitchener","title":"Director, Global Equity Indices, Latin America","image":"\/wp-content\/authors\/silvia_kitchener-522.jpg","url":"https:\/\/www.indexologyblog.com\/author\/silvia_kitchener\/"},{"display":"Akash Jain","title":"Director, Global Research & Design","image":"\/wp-content\/authors\/akash_jain-348.jpg","url":"https:\/\/www.indexologyblog.com\/author\/akash_jain\/"},{"display":"Ved Malla","title":"Associate Director, Client Coverage","image":"\/wp-content\/authors\/ved_malla-347.jpg","url":"https:\/\/www.indexologyblog.com\/author\/ved_malla\/"},{"display":"Brian Luke","title":"Senior Director, Head of Commodities, Real & Digital Assets","image":"\/wp-content\/authors\/brian.luke-509.jpg","url":"https:\/\/www.indexologyblog.com\/author\/brian-luke\/"},{"display":"Rupert Watts","title":"Head of Factors and Dividends","image":"\/wp-content\/authors\/rupert_watts-366.jpg","url":"https:\/\/www.indexologyblog.com\/author\/rupert_watts\/"},{"display":"Jason Giordano","title":"Director, Fixed Income, Product Management","image":"\/wp-content\/authors\/jason_giordano-378.jpg","url":"https:\/\/www.indexologyblog.com\/author\/jason_giordano\/"},{"display":"Sherifa Issifu","title":"Senior Analyst, U.S. Equity Indices","image":"\/wp-content\/authors\/sherifa_issifu-518.jpg","url":"https:\/\/www.indexologyblog.com\/author\/sherifa_issifu\/"},{"display":"Qing Li","title":"Director, Global Research & Design","image":"\/wp-content\/authors\/qing_li-190.jpg","url":"https:\/\/www.indexologyblog.com\/author\/qing_li\/"},{"display":"George Valantasis","title":"Associate Director, Factors and Dividends","image":"\/wp-content\/authors\/george-valantasis-453.jpg","url":"https:\/\/www.indexologyblog.com\/author\/george-valantasis\/"},{"display":"Sean Freer","title":"Director, Global Equity Indices","image":"\/wp-content\/authors\/sean_freer-490.jpg","url":"https:\/\/www.indexologyblog.com\/author\/sean_freer\/"},{"display":"Glenn Doody","title":"Vice President, Product Management, Technology Innovation and Specialty Products","image":"\/wp-content\/authors\/glenn_doody-517.jpg","url":"https:\/\/www.indexologyblog.com\/author\/glenn_doody\/"},{"display":"Liyu Zeng","title":"Director, Global Research & Design","image":"\/wp-content\/authors\/liyu_zeng-252.png","url":"https:\/\/www.indexologyblog.com\/author\/liyu_zeng\/"},{"display":"Priscilla Luk","title":"Managing Director, Global Research & Design, APAC","image":"\/wp-content\/authors\/priscilla_luk-228.jpg","url":"https:\/\/www.indexologyblog.com\/author\/priscilla_luk\/"},{"display":"Benedek V\u00f6r\u00f6s","title":"Director, Index Investment Strategy","image":"\/wp-content\/authors\/benedek_voros-440.jpg","url":"https:\/\/www.indexologyblog.com\/author\/benedek_voros\/"},{"display":"Cristopher Anguiano","title":"Senior Analyst, U.S. Equity Indices","image":"\/wp-content\/authors\/cristopher_anguiano-506.jpg","url":"https:\/\/www.indexologyblog.com\/author\/cristopher_anguiano\/"},{"display":"Barbara Velado","title":"Senior Analyst, Research & Design, Sustainability Indices","image":"\/wp-content\/authors\/barbara_velado-413.jpg","url":"https:\/\/www.indexologyblog.com\/author\/barbara_velado\/"},{"display":"Michael Mell","title":"Global Head of Custom Indices","image":"\/wp-content\/authors\/michael_mell-362.jpg","url":"https:\/\/www.indexologyblog.com\/author\/michael_mell\/"},{"display":"Fei Wang","title":"Senior Analyst, U.S. Equity Indices","image":"\/wp-content\/authors\/fei_wang-443.jpg","url":"https:\/\/www.indexologyblog.com\/author\/fei_wang\/"},{"display":"Maya Beyhan","title":"Senior Director, ESG Specialist, Index Investment Strategy","image":"\/wp-content\/authors\/maya.beyhan-480.jpg","url":"https:\/\/www.indexologyblog.com\/author\/maya-beyhan\/"},{"display":"Andrew Innes","title":"Head of Global Research & Design","image":"\/wp-content\/authors\/andrew_innes-189.jpg","url":"https:\/\/www.indexologyblog.com\/author\/andrew_innes\/"},{"display":"Jason Ye","title":"Director, Factors and Thematics Indices","image":"\/wp-content\/authors\/Jason%20Ye-448.jpg","url":"https:\/\/www.indexologyblog.com\/author\/jason-ye\/"},{"display":"Joseph Nelesen","title":"Head of Specialists, Index Investment Strategy","image":"\/wp-content\/authors\/joseph_nelesen-452.jpg","url":"https:\/\/www.indexologyblog.com\/author\/joseph_nelesen\/"},{"display":"Rachel Du","title":"Senior Analyst, Global Research & Design","image":"\/wp-content\/authors\/rachel_du-365.jpg","url":"https:\/\/www.indexologyblog.com\/author\/rachel_du\/"},{"display":"Izzy Wang","title":"Senior Analyst, Factors and Dividends","image":"\/wp-content\/authors\/izzy.wang-326.jpg","url":"https:\/\/www.indexologyblog.com\/author\/izzy-wang\/"},{"display":"Eduardo Olazabal","title":"Associate Director, Global Exchange Indices","image":"\/wp-content\/authors\/eduardo_olazabal-451.jpg","url":"https:\/\/www.indexologyblog.com\/author\/eduardo_olazabal\/"},{"display":"Srineel Jalagani","title":"Senior Director, Thematic Indices","image":"\/wp-content\/authors\/srineel_jalagani-446.jpg","url":"https:\/\/www.indexologyblog.com\/author\/srineel_jalagani\/"},{"display":"Jaspreet Duhra","title":"Managing Director, Global Head of Sustainability Indices","image":"\/wp-content\/authors\/jaspreet_duhra-504.jpg","url":"https:\/\/www.indexologyblog.com\/author\/jaspreet_duhra\/"},{"display":"Daniel Perrone","title":"Former Director and Head of Operations, ESG Indices","image":"\/wp-content\/authors\/daniel_perrone-387.jpg","url":"https:\/\/www.indexologyblog.com\/author\/daniel_perrone\/"},{"display":"Ari Rajendra","title":"Senior Director, Head of Thematic Indices","image":"\/wp-content\/authors\/Ari.Rajendra-524.jpg","url":"https:\/\/www.indexologyblog.com\/author\/ari-rajendra\/"},{"display":"Louis Bellucci","title":"Senior Director, Index Governance","image":"\/wp-content\/authors\/louis_bellucci-377.jpg","url":"https:\/\/www.indexologyblog.com\/author\/louis_bellucci\/"},{"display":"Margaret Dorn","title":"Senior Director, Head of ESG Indices, North America","image":"\/wp-content\/authors\/margaret.dorn-390.jpg","url":"https:\/\/www.indexologyblog.com\/author\/margaret-dorn\/"},{"display":"Elizabeth Bebb","title":"Director, Factor & Dividend Indices","image":"\/wp-content\/authors\/elizabeth_bebb-511.jpg","url":"https:\/\/www.indexologyblog.com\/author\/elizabeth_bebb\/"},{"display":"Narottama Bowden","title":"Director, Sustainability Indices Product Management","image":"\/wp-content\/authors\/narottama_bowden-331.jpg","url":"https:\/\/www.indexologyblog.com\/author\/narottama_bowden\/"},{"display":"Raghu Ramachandran","title":"Head of Insurance Asset Channel","image":"\/wp-content\/authors\/raghu_ramachandram-288.jpg","url":"https:\/\/www.indexologyblog.com\/author\/raghu_ramachandram\/"}]
Debt – actually too much debt – played a leading role in the 2008 financial crisis. A mortgage borrowing binge and a flood of mortgage backed securities set the stage for the collapse of Lehman Brothers and recession that followed. In the immediate aftermath almost every part of the economy went through a period of…
This morning’s release of the S&P/Experian Consumer Credit Default Indices showed that default rates for bank cards – such as VISA, MasterCard or others – climbed year to date while other categories of consumer borrowing such as mortgages and auto loans did not. Even though the bank card rate at 3.11% is 61 basis points…
